General Lending Engine
Total portfolio flexibility.
A customizable engine to handle the most complex interest and settlement edge-cases.
Architectural Overview
The General Lending engine manages the entire lifecycle of credit facilities. It removes human arithmetic errors by automating the calculation differences between reducing balances versus flat rate models.
It effortlessly handles both equal installment loans and drafting loans, and provides a customizable approval hierarchy that perfectly mirrors your organizational structure. Even the most complex edge cases, such as early settlements and mathematically precise penalty rebates, are resolved instantly.
Capabilities
Dynamic Interest
Seamlessly toggles between Reducing Balance and Flat Rate calculation mechanisms.
Approval Hierarchies
Deeply configurable workflow rules to route massive loans to the exact authorized executives.
Early Settlements
Instantaneous, flawless rebate generation to clear loans cleanly and compliantly.