Debenture Strategy
Control your funding fuel.
Full visibility and mathematical control over your internal borrowing sources.
Architectural Overview
When managing a finance institution, controlling money flowing outwards is only half the battle. The Debenture module manages the money flowing inwards.
It provides an executive command layer for your corporate funding strategy. It constantly analyzes actual borrowing costs against Effective Interest Rates (EIR). It proactively assesses risk across various funding layers, manages scheduled auto-renewals using updated backend rate cards, calculates complex early-withdrawal penalties, and ensures timely repayment disbursements.
Capabilities
EIR Analysis
Constantly recalculates the true Effective Interest Rate of all corporate borrowings.
Auto-Renewals
Seamlessly rolls over debentures applying the most mathematically up-to-date rate cards.
Penalty Calculations
Accurate handling of withdrawal fees and associated general ledger adjustments.